Our Financial Services
Comprehensive funding solutions tailored for South African businesses
Expert Funding for Every Business Need
At Overflow, we provide a diverse range of financial solutions designed to meet the unique needs of South African businesses, ensuring that every funding requirement is expertly addressed.
Merchant Cash Advance
Get access to unsecured cash injection of up to one month’s turnover within 48 hours.
Amount: Up to 1 month turnover
Terms: 3 to 12 months
Pricing: 2 to 5% per month
Turnaround: 24-48 Hours
Shari'ah Compliant Finance
Interest-free business funding certified by Standard Bank Shari’ah Banking, following Wakalah principles.
Amount: Up to 1 month turnover
Terms: 3 to 12 months
Pricing:Score-based application
Turnaround: 24-48 Hours
Medical Practice Finance
Tailored funding for healthcare professionals with repayments aligned to medical aid claims.
Amount: Up to 200% monthly turnover
Terms: 3 to 18 months
Pricing:Score-based application
Turnaround: 24-48 Hours
Bridging Finance
Capital injection with 90-day payment break, then choose settlement or MCA transition.
Payment Break: 90 Days
Min Trading: 3 Years
Min Turnover: R3 Million
Settlement: 12% Fixed markup
Line of Credit
Flexible cashflow improvement up to R5 million. Pay only for what you use when you use it.
Maximum: R5 Million
Usage: Pay as you use
Flexibility: On-demand access
Cost: Per withdrawal
Asset Finance
Flexible funding solution to purchase equipment, vehicles, machinery, technology, and property.